Yes to all the above ad nauseum. The first mental response is obviously the user creation but on most Host systems or at least mine SQL database is a very simple follow the bouncing ball and I have followed it with no problems many times which is probably why I can't "see" the obvious answer. Thank you for the response It was a password failure. My host site had to reset the password. I should have asked for support early instead of after changing the passwords and deleting and creating the database a Gazillion times!
SQLSTATE[HY000]  Access denied for user 'fubar'@'localhost' (using password: YES) Created the DB. Checked, repaired, flushed, deleted and let the system create it and continue to receive above error. I do not understand a 3 letter password error when the password criteria is a minimum of 5 letters and this error refuses to "go away"