Russell

So, I finally have time to look at my issues. So I get on to check the page load again, and now it works. Try on a  different computer at a different location, and it works there as well. Seems it's corrected itself??? Sounds like a DNS issue to me. Why it would take so long to fix itself I don't understand. I'm not sure what else to think?
Thanks for the suggestions. I'll consider it "resolved" for now, until something else proves otherwise.

This is pretty much the answer I was looking for. I guess the thing I was concerned with was that splitting the page appends into multiple separate files creates more complexity in the site. Many moons ago when i was making a site based on Zurb Foundation it became very difficult tracing through the many sub-layers of code to find bugs or just even understand what was going on. I like the idea of having less files to look at. I was just worried that the structure may not be flexible enough for more complex sites. I think I see now that its safe to start this way but easily expandable if needed.
Thanks for the explanations.